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Clear Credit Solutions
Credit support for mortgage brokers

A credit issue has stalled the deal. Give your client a clear next step.

Clear Credit Solutions helps brokers understand the credit-file issue in front of them, guides the client through an initial assessment, and manages correction enquiries where there is an appropriate basis to proceed.

Australia-wide support · Broker updates provided with the client's consent · ACL 531825
Recognised across the industry

Award-winning, and trusted by brokers.

2025 National Winner
MFAA Excellence Awards
Support Service Provider, Small Company
2025 National Finalist
MFAA Excellence Awards
Support Service Provider, Small Company
Finalist 2025
FBAA Awards of Supremacy
Industry Supplier of the Year
2025 Excellence Awardee
Australian Mortgage Awards
Excellence Awardee
★★★★★ 4.9 from 394 reviews on ProductReview.com.au
A practical referral pathway

Protect the relationship. Keep the conversation moving.

We work directly with the client on their credit report while keeping the referral experience clear and professional. Your client was always yours, and comes straight back to you to finish the deal.

1

We speak with the client

We contact the client and review the issue you have identified, at no cost and with no obligation.

2

We assess suitability

We explain, honestly and early, whether the matter appears suitable for further assessment.

3

We manage the process

Where appropriate, we manage the correction enquiry and, with the client's consent, keep you updated on progress.

The part most brokers don't realise about defaults

A default has to be listed correctly.

The right notice, to the right address, for the right amount, within the right timeframe. When that process hasn't been followed properly, a listing can potentially be corrected or removed, even where the debt was genuine. That is the part we look at. Rather than telling a client their file can definitely be fixed, our starting point is simpler and more accurate: there may be an issue worth reviewing.

Clear expectations

What can, and cannot, generally be helped.

Not every listing can be corrected, and we would rather tell you that upfront than waste your time or your client's. Not sure if your client's situation fits? Send it through, the assessment is free either way.

We can generally help with

  • Incorrectly placed defaults
  • Incorrectly placed black marks
  • Incorrectly placed court judgments

We generally cannot help with

  • Bankruptcies
  • Part IX and Part X debt agreements
  • Genuine enquiries on a credit file

We do not promise a removal, a higher score, a finance approval or a particular timeframe. Every matter is assessed on its own facts, and referring a client does not assume the listing can be changed or that finance will be approved.

Broker FAQ

The questions brokers ask us most.

Can I refer a client who isn't ready to apply yet?

Yes. We would rather look at a file early than have it hold up an approval. Resolving it ahead of time gives your client a cleaner file by the time they apply.

What does it cost my client?

We give the client their exact cost in writing once we have reviewed the file. Nothing is charged upfront, and nothing is assumed before that.

What if the report can't be fixed?

If we accept the case and it turns out we cannot fix it, the client gets a full refund. They are never out of pocket for a result we could not deliver.

How long does it take?

Every case is different, but the average timeframe is 30 days. Treat that as a general guide rather than a fixed promise.

Do you pay referral fees?

No, and deliberately so. We do not charge referral or admin fees, and we do not offer finance or redirect your client elsewhere. Our role starts and ends with the credit investigation.

What brokers and clients say

Real results, in their words.

★★★★★

"Daniel is an absolute superstar! He successfully removed a default and now I can get a home loan. Couldn't recommend enough. Thanks everyone at Clear Credit Solutions."

EJHH
ProductReview · 23/07/2026
★★★★★

"Great service and dealt with my issue within 30 days."

Ethan T
ProductReview · 06/07/2026
★★★★★

"We referred a client to Clear Credit Solutions after a Mercedes car loan default and a Westpac credit card default were affecting his ability to move forward."

Isabelle Dib
ProductReview · 05/07/2026

Reviews are drawn from ProductReview.com.au, for your confirmation before publishing.

Got a deal stalled on a credit issue?

Send it through for a free, no-obligation assessment. We will give you an honest answer on whether it is workable.